Legal Agreements
Review the legal framework and agreements governing rafiqPay operations.
Terms of Service
General conditions of use for rafiqPay hosted portals and API.
Privacy Policy
What data rafiqPay collects, why, and how it is protected.
Merchant Master Services Agreement
Core agreement governing merchant processing, processing fees, and payouts.
Dispute & Chargeback Policy
Fair resolution processes without punitive fees or unilateral clawbacks.
Acceptable Use Policy
The businesses and merchant categories rafiqPay does not serve.