A personal wallet
Your own account number once your BVN or NIN is verified, a @tag people can pay, and sends to any bank.
Open a personal walletWallet · payments · checkout
Get paid, pay anyone,and see every naira.
Receive into your own account number, send to anyone with your PIN, and get paid as a business. Built in Nigeria, growing to more countries and currencies.
- Every send asks for your PIN
- Verified with your BVN or NIN
- Fees published below
What are you opening?
A wallet for you, a payments account for your business.
Both under one sign-in. Start with one; open the other whenever you need it.
A business
Payment links, invoices and checkout. Start unregistered, or as a CAC-registered business.
Open a business accountThree things, and they work.
01 · Receive
Into your own account number, from any bank app.
02 · Send
To a @tag, a phone or any bank, with your PIN.
03 · Get paid
By link, invoice and checkout, as a business.
Wallet balance@musa.kano
₦184,250.00
- Payment link · Fabric orderPaid by card+₦45,000.00
- To @aliyu.grainsConfirmed with your PIN−₦12,500.00
- Transfer inTo your account number+₦30,000.00
What works today, and what is coming.
We only call something live when you can use it.
- Live · NigeriaWallet and your own account number
- Live · NigeriaSends to a @tag, a phone or any bank
- Live · NigeriaPayment links, invoices and checkout
- Live · APIRecurring billing and payouts
- ComingMore countries and currencies
- ComingCards
- ComingPOS terminals
- ComingCrypto
The fees, in full.
Nigeria · NGN. Other countries will list their own.
Loading the current fees…
Limits
- Tier 1, with your BVN or NIN.
- Tier 2, with your BVN, your NIN and a selfie.
- Tier 3, with your home address and a utility bill.
- A business before CAC registration can collect up to a set total before it registers.
Open your account.
Have your phone and your BVN or NIN ready. Building on rafiqPay? Read the developer docs.